Work legally in Poland without registering a JDG
Invoice clients anywhere in the world, get paid to your Polish account, and build the income record you need for a residence permit, a mortgage, or a lease. One account manager owns your case and answers within the hour.
We can help if you're in one of those situations
You can't open a JDG
Your status doesn't allow it, your income swings month to month, and ZUS plus an accountant never pay for themselves.
You need proof of income
A residence permit, a bank, a lender, or a landlord wants documented income.
Your clients are abroad
Companies in the EU, US, or UK pay you, and the money has to arrive cleanly.
You're relocating to Poland
You're moving and want to keep the clients or the employer you already have.
Your paperwork deadline is close
You need to start the legalization process in days, not months.
Your income is unusual
Cryptocurrency, PayPal, stock libraries, Envato. We take the cases other providers turn down.
From invoice to payout in your account
- 1. Invoice your clients
- Issue an official invoice from a Polish company to any client, in PLN, EUR, USD, or Crypto.
2. Client pays the company
- Your client pays FBA. You see the payment land in the CRM right away.
3. Payout to your account
- The money reaches your Polish bank account within 24 hours, tax already deducted.
4. Documented income
- Your payment history builds up as official, documented income you can show wherever it's required.
Your first month runs 12 zł a day
Get your income on the books for the price of a daily coffee. Sign up and invoice your first client within 24 hours.
Get paid in any currency
No blocked accounts, no tax filings to chase. FBA plugs into the freelance platforms and payment gateways you already use. We take PLN, EUR, USD, and USDT, and send the payout to your Polish account within 24 hours.
One account manager owns your case and answers the same day
The real questions show up after you start. The first invoice. The first payout. A client in a country nobody has dealt with before. A deadline three days out.
We answer fast
When a client is waiting on an invoice or your paperwork deadline is closing in, your manager replies within the hour, not next week.
We know your situation
One person owns your case. They know who your clients are, what currency they pay in, and what your deadlines look like.
We take the cases of any complexity
Foreign client, unusual income source, urgent document. We look at every case on its own terms.
Trusted by freelancers around the world
Hundreds of founders and freelancers have handed us the paperwork so they can work from anywhere.
"I've been with FBA since the start of this year. I'd been with another incubator before, and the difference is huge. The consultants here answer fast, help with everything, and give clear instructions on the documents."
Zhenya Pechenina
"I've been working with FBA for over six months now and I'm completely happy. Everything runs smoothly, the paperwork gets done without the usual confusion, and the managers are always reachable. Special thanks to Stefania for the support."
Dasha Grigoryeva
"I've been with this incubator for over two years and it's been nothing but positive. They always pay attention to my situation, offer solutions that work for me, and help quickly when questions come up."
Vitaliy Yarats
"I've been with FBA for about 8 months. A former colleague recommended them and I'm glad I went with them. They helped me with the legalization side and got the documents I needed ready fast."
Elena Pyatnitsa
"I've been working with FBA for over a year. Everything is clear, transparent and well organised. I want to give a special mention to my manager Stefania: she replies fast, helps with the actual issue, and she's a pleasure to work with."
Philipp Dmitruk
"I've been with FBA for about a year and I can say it's a company you can rely on. The team answers quickly, things run calmly, and in all this time there hasn't been a single problem."
Maksim Chubov
How FBA works
- 1. Tell us your case
- Who your clients are, where the money comes from, when your paperwork is due.
2. We tell you straight
- Your manager checks whether FBA works for your case. If it doesn't, they say so.
3. Sign, all online
- Contract and paperwork, handled online. No office visits, no queues.
4. Send your first invoice
- Invoice any client in PLN, EUR, USD, or USDT. They pay into the company account.
5. Get paid in 24 hours
- The money lands in your Polish account within 24 hours, tax already deducted.
If you work online and live in Poland, you're in the right place
IT & development
Design & visual
Marketing & growth
Content & education
Analytics & product
Photo, video & other
FBA vs JDG
Monthly fee
Income tax
Accounting
Social security tax
Consultation
Work with top business incubator that will take care of everything
500 PLN/ month
6 or 9.6%
Included
Included
Included
JDG (Self-employed)
Extra costs for setup, accounting, and higher taxes and ZUS
2919 PLN/ month
12% / 32% or 19%
400 PLN
670 - 1753 PLN
400 PLN
FBA is the better fit if:
JDG is the better fit if:
Working with FBA
With a JDG you're running your own business: you pay ZUS, file reports, and keep an accountant. With FBA you work under contract with a Polish company. It issues the invoices, you receive the payouts. No JDG of your own, and no ZUS.
Yes. FBA issues invoices to your clients in Poland and anywhere else.
6% or 9.6%. Well below UoP or JDG rates. The exact figure depends on your income and your line of work. We'll calculate it on the call.
Yes, as long as the payment comes through a normal banking channel.
We handle those through FBA, and it's all documented.
Your manager shows you how to issue the first invoice, what details to get from your client, and where they pay. Then you go through onboarding, and after that you message your manager whenever something comes up.
Bring it to the call. We'll find the right setup for your situation.
Pricing
Choose a plan based on your business complexity. No surprise fees - we explain everything upfront
Basic
350 zl
Everything you need to get started easily and work legally in Poland
What's included:
What we take off your plate
A fast answer from a real expert
You don't wait a week to learn what happens next. Your manager replies within the hour during business hours.
Support at every stage
Your personal manager doesn't disappear after you sign. They're there for the first invoice, the first payout, and everything after.
A real look at your case
We look at who pays you, where the money comes from, what documents you need, and what your deadlines are. Then we tell you honestly whether FBA is right for you.
Tell us your situation. We'll review your case for free.
Your manager will calculate your tax and tell you honestly whether FBA fits. We'll reach out within the hour, on Telegram or wherever suits you.